TY - BOOK AU - Therese Shea TI - Top 10 Secrets for Managing Credit Cards and Paying Bills Successfully SN - 9781448893584A U1 - 332 SHE N2 - Most teens learn about managing credit and other financial matters from their parents, but with the average American family carrying more than 7,000 dollars in credit card debt, teens clearly need additional sources of information about personal finance. In this book, the author shares ten simple rules, or "secrets," for managing bills successfully and avoiding the debt trap. With clear explanations, a helpful glossary, and fascinating financial facts, it can help teens build a foundation for a healthy financial future ER -